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Takarékinfó

Takarékinfó

Project: Instant Payment Service

In order to comply with the Hungarian payment regulations, in collaboration with T-Systems Hungary a central service was set up for 3 major Hungarian banks. This central service provides the customer’s partner banks with the possibility to use the Instant Payment Service. The system is an integrated custom-developed payment solution based on microservices, which provides, among other things the following:

  • Transfers are completed within 5 seconds
  • Options for secondary (proxy) IDs
  • Handling payment requests

The solution allows the monitoring of payment transactions in real time (with a very low delay) from both the technical and business perspective, the solution also allows the recovery of these transactions on the basis of reconciliation as well as it allows the handling of standardized messages towards the domestic central system.

Széchenyi 2020